Welcome to Urban Trust Bank!
Ask us about our Free Checking Account:
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Free, unlimited ATM transactions anywhere
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No minimum balance requirement
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Free online banking and bill payment
To open an account, please visit a local branch.
E-statements are now available. Learn More
Your Partner of Choice
We partner with a range of organizations to deliver innovative solutions that are redefining financial services. Learn More
Buy a house with a 3.5% down payment*
We offer mortgages with 3.5% down payment, flexible credit options and excellent interest rates. Contact our team today.
* We offer home mortgages with a down payment as low as 3.5% through a Federal Housing Administration (FHA) loan program. An example of such a loan is as follows: To purchase a $200,000 home, we would finance 96.5% or $191,437.43. Your down payment would be $7,000. To repay the principle and interest due on this loan, you would need to make 359 payments of $1,084.40 and 1 payment of $1,085.29. The interest rate associated with this example loan is 5.25% and is fixed for the entire term of the loan. The actual rate you will receive depends on a number of factors, including your credit and the interest rate environment at the time you lock your rate. The corresponding Annual Percentage Rate (APR) in this example is 5.829% and includes costs associated with closing. The total amount of interest paid over the life of the loan is $209,124.79. These terms are available for a purchase or refinance on your primary residence. APR and terms subject to change without notice. All loans are subject to credit approvals. Other restrictions may apply. Please contact a Mortgage Banker for additional details.
Copyright © 2010 Urban Trust Bank. FDIC,
Equal Housing Lender, All Rights Reserved.
(1) We offer free ATM transactions on our consumer accounts excluding Opportunity Checking and The Urban Trust Success Card
Copyright © 2010 Urban Trust Bank. FDIC,
Equal Housing Lender, All Rights Reserved. 