Welcome to Urban Trust Bank!
The community response to our bank has been extrodinary. As a result, we're expanding our branch network, but maintaining the approach our customers love:
- Competitive interest rates
- Low bank fees
- Superior customer service
- Financial security
Learn more about our new branches.
A safe place for your money
Urban Trust Bank is a well-capitalized bank with a strong-balance sheet that provides safety and security for your money.....
Buy a house with a 3.5% down payment*
We offer mortgages with 3.5% down payment, flexible credit options and excellent interest rates. Contact our team today.
* We offer home mortgages with a down payment as low as 3.5% through a Federal Housing Administration (FHA) loan program. Credit approval is required. An example of such a loan is as follows: To purchase a $200,000 home, we would finance 96.5% or $191,437.43. Your down payment would be $8,562.57. To repay the principle and interest due on this loan, you would need to make 359 payments of $1,084.40 and 1 payment of $1,085.29. The interest rate associated with this example loan is 5.25% and is fixed for the entire term of the loan. The actual rate you will receive depends on a number of factors, including your credit and the interest rate environment at the time you lock your rate. The corresponding Annual Percentage Rate (APR) in this example is 5.829% and includes costs associated with closing. The total amount of interest paid over the life of the loan is $209,124.79. These terms are available for a purchase or refinance on your primary residence. APR and terms subject to change without notice. All loans are subject to credit approvals. Other restrictions may apply. Please contact a Mortgage Banker for additional details.
Copyright © 2009 Urban Trust Bank. FDIC,
Equal Housing Lender, All Rights Reserved.
Copyright © 2009 Urban Trust Bank. FDIC,
Equal Housing Lender, All Rights Reserved. 