Consumer

Business

WE DELIVER NEXT GENERATION:

• Stored value products (including: debit cards, gift cards, payroll cards)
•  Credit products
• Payment solutions
•  Effective, risk managed traditional bank products
   customized for underserved markets

We can help your organization redefine financial services. With our innovative spirit, strong compliance, first class operations and our speed to market, we deliver game-changing financial solutions that are profitable to our partners and positive for the communities we serve.

To learn more about our progress, please review our related press releases*:

•  Urban Trust Bank announces fee schedule for new prepaid debit card.
•  Urban Trust Bank and Visa Inc. partner to provide prepaid debit products for consumers.
•  Urban Trust Bank announces new financial services products for underserved banking consumers.

To learn more about partnering with us, please contact one of our executives at: 240-507-1679 or by email at: partner@urbantrustbank.com.

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Buy a house with a 3.5% down payment*

We offer mortgages with 3.5% down payment, flexible credit options and excellent interest rates. Contact our team today.

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Find a surcharge FREE ATM

Access your cash at 37,000 surcharge free ATM's across the country. Learn More and Locate an ATM.

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* We offer home mortgages with a down payment as low as 3.5% through a Federal Housing Administration (FHA) loan program. An example of such a loan is as follows: To purchase a $200,000 home, we would finance 96.5% or $191,437.43. Your down payment would be $7,000. To repay the principle and interest due on this loan, you would need to make 359 payments of $1,084.40 and 1 payment of $1,085.29. Payments do not include taxes and insurance and the actual payment will be higher. The interest rate associated with this example loan is 5.25% and is fixed for the entire term of the loan. The actual rate you will receive depends on a number of factors, including your credit and the interest rate environment at the time you lock your rate. The corresponding Annual Percentage Rate (APR) in this example is 5.829% and includes costs associated with closing. The total amount of interest paid over the life of the loan is $209,124.79. These terms are available for a purchase or refinance on your primary residence. APR and terms subject to change without notice. All loans are subject to credit approvals. Other restrictions may apply. Please contact a Mortgage Banker for additional details.

(1) We offer free ATM transactions on our consumer accounts excluding Opportunity Checking and The Urban Trust Success Card

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