Want to learn more? Here are some great places to start:

Managing Your Finances

MyMoney.gov: The U.S. Financial Literacy and Education Commission offers information on budgeting, credit, financial planning, home ownership, savings and much more. You can also order a free My Money Tool Kit. http://www.mymoney.gov/, 1-888-mymoney

Better Business Bureau: Get the scoop on anyone you do business with by calling the Better Business Bureau, which has reports on more than 2.5 million organizations, including both businesses and charities. http://www.bbb.org/

The National Foundation for Credit Counseling has information on managing your finances
and your debt payments, as well as information on getting help through a credit counselor. http://www.nfcc.org/, 1-800-388-2227

Building or Rebuilding Your Credit

The Federal Trade Commission Web Site on Credit: All you need to know about credit, including credit cards & consumer loans, credit reports, debt, mortgages and privacy, much of it in easy-toread brochures and pamphlets, from the FTC. http://www.ftc.gov/
1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261

Website for Identity Theft: Information about how to prevent, find, and recover from identity theft. www.consumer.gov/idtheft/

AnnualCreditReport.com: The official site for requesting your free credit report, once every year. https://www.annualcreditreport.com/cra/index.jsp

MyFICO.com: Fair Isaac Corporation's web site explains all the details of a FICO score, including what you can do to improve yours. http://www.myfico.com/Default.aspx

Auto and Home Loans

The Federal Trade Commission: The FTC also has lots of easy-to-understand information on auto and home purchases, as well as diet, health & fitness; identity theft; investments; travel; and more. http://www.ftc.gov/bcp/consumer.shtm

U.S. Department of Housing and Urban Development: Learn how to buy a HUD home, find a housing counselor, and learn the basics of home-buying, from budgeting to closing costs. http://www.hud.gov/

Saving for the Future

The Securities & Exchange Commission has information on a huge array of savings and investment topics, including banks, college savings plans, stocks and bonds. http://www.sec.gov/investor.shtml

And for kids...

JumpStart Coalition for Personal Financial Literacy: An organization that teaches financial skills to children from K-12. http://www.jumpstart.org/

The Mint: Tips on teaching children about earning, saving, spending and investing. www.themint.org

Junior Achievement: Junior Achievement is a national organization that helps students K-12 learn about business and the economy. Their website has interactive games and information for kids about choosing a career, managing your finances, and even paying for college. http://www.ja.org/ (click on "student center")

Contact Information for the Three Major National Credit Bureaus

Equifax
P.O. Box 740256
Atlanta, GA 30374
http://www.equifax.com/home/
1-866-640-2273

Experian
P.O. Box 9556
Allen, TX 75013- 9556
http://www.experian.com/  
1-888-397-3742

TransUnion
P.O. Box 6790
Fullerton, CA 92834-6790
http://www.transunion.com/
1-800-680-7289