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Urban Trust Bank® has partnered with AllPoint, America’s largest surcharge free ATM network, to provide our customers with surcharge free transactions at 37,000 convenient locations nationwide. Allpoint ATMs are conveniently located in national and regional retailers such as:

Rite Aid®	Target
Costco	Circle K
Walgreens	7-Eleven®
Hess	Sears®
ExxonMobil	McDonalds®

As of September 1, 2010, ATM’s outside of the Allpoint or Urban Trust Bank network will not be surcharge free. Our customers can access available funds at any ATM displaying the Visa, STAR, Cirrus, Presto, AFFN, or Accel Exchange logos.

Stop by your local branch or call a customer service representative at 1-800-584-0015 if you have questions about our ATM network.

Buy a house with a 3.5% down payment*

We offer mortgages with 3.5% down payment, flexible credit options and excellent interest rates. Contact our team today.

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Find a surcharge FREE ATM

Access your cash at 37,000 surcharge free ATM's across the country. Learn More and Locate an ATM.

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* We offer home mortgages with a down payment as low as 3.5% through a Federal Housing Administration (FHA) loan program. An example of such a loan is as follows: To purchase a $200,000 home, we would finance 96.5% or $191,437.43. Your down payment would be $7,000. To repay the principle and interest due on this loan, you would need to make 359 payments of $1,084.40 and 1 payment of $1,085.29. Payments do not include taxes and insurance and the actual payment will be higher. The interest rate associated with this example loan is 5.25% and is fixed for the entire term of the loan. The actual rate you will receive depends on a number of factors, including your credit and the interest rate environment at the time you lock your rate. The corresponding Annual Percentage Rate (APR) in this example is 5.829% and includes costs associated with closing. The total amount of interest paid over the life of the loan is $209,124.79. These terms are available for a purchase or refinance on your primary residence. APR and terms subject to change without notice. All loans are subject to credit approvals. Other restrictions may apply. Please contact a Mortgage Banker for additional details.

(1) We offer free ATM transactions on our consumer accounts excluding Opportunity Checking and The Urban Trust Success Card

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