At Urban Trust Bank, we believe banks should empower their business customers. With that in mind, we offer the following commitment to small business owners:

1. We’ll provide the common sense products your company needs.

2. By keeping our rates high and our fees low, we consistently offer you a great value.

3. When you need your bank, we’ll be there. With this commitment, small business owners can feel confident that Urban Trust Bank is the smart choice.

Please review our complete suite of small business products below and contact an Urban Trust Bank representative to learn more.

Please review our Funds Availability Policy and our fee schedule.

Business Checking

Everything you need with no monthly service fee:

• 250 transactions permitted per month without charge. $0.30 per deposit and $0.15 per check thereafter.
• $5,000 cash deposit permitted per month without charge. $0.30 fee per hundred dollars deposited thereafter.
• $5.00 monthly inactivity fee if inactive for 6 months and balance falls below $1,500
• Low $100 deposit required to open account
• Online banking with bill payment available*
• Online Federal Tax Payments available *
• Payroll Direct Deposit available*
• Preauthorized ACH Debit program*
• Electronic Statements are available
• Online Stop Payments available*

This versatile, low-fee checking account offers:

Interest paid on balances over $2,500

• 250 transactions permitted per month without charge. $0.30 per deposit and $0.15 per check thereafter.
• $5,000 cash deposit permitted per month without charge. $0.30 fee per hundred dollars deposited thereafter.
• $5.00 monthly inactivity fee if inactive for 6 months and balance falls below $1,500
• Low $100 deposit required to open account
• Online banking with bill payment available*
• Online Federal Tax Payments available *
• Payroll Direct Deposit available*
• Electronic Statements are available
• Preauthorized ACH Debit program*
• Online Stop Payments available*

Your extra cash will be available and productive:

• Interest paid on balances over $2,500

• 6 free transactions per month ($5 thereafter)

• $15 service fee if balance falls below $2,500

• Electronic Statements are available

• $100 deposit required to open account

Our best rates and financial security for your deposits.

• Available terms: 3, 6, 9, 12, 18, 24, 36, 48 & 60 months

• $500 minimum deposit

• Electronic Statements are available with combined statements

• Substantial penalty for early withdrawal

• Please review our Certificate of Deposit truth-in-savings disclosure**

Contact us or visit a branch and we’ll help you select the right products for your business.

*Available through online banking only. You must enroll in online banking to take advantage of this service.  Additional fees may apply.

** Adobe Acrobat Reader is required to view this information. This program is available at no cost.