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Bringing better value to additional Florida communities

In each of the communities we serve, customers have responded positively to our value-oriented financial services. As a result, we are continuing our expansion into additional communities. With each new branch, thousands of families gain convenient access to better interest rates and lower fees.

On August 17th, we welcomed our newest branch in Ocala, Florida

In the 3rd Quarter of 2009, we are opening the following branches:

Branch Name	Branch Address	Status
Naples Branch	6650 Collier Road Naples, Florida	NOW OPEN
Osprey Branch	13140 South Tamaini Trail Osprey, Florida	NOW OPEN
Bradenton Branch	5315 Cortez Road West Bradenton, Florida	NOW OPEN
Sebring Branch	3525 US Highway 27 N Sebring, Florida	NOW OPEN
Lake Wales Branch	2000 State Road 60 East Lake Wales, Florida	NOW OPEN
Bartow Branch	1050 E. Van Fleet Street Bartow, Florida	NOW OPEN
Brandon Branch	11110 Causeway Blvd Brandon, Florida	NOW OPEN
Ocala Branch	2600 SW 19th Ave Rd. Ocala, Florida	NOW OPEN

Next Steps

View our complete branch Listing
View our press release regarding our branch expansion*
View our current interest rates
Learn more about Urban Trust Bank
Obtain a mortgage
View our consumer banking products

*Note: Adobe Acrobat is required to view this press release

Buy a house with a 3.5% down payment*

We offer mortgages with 3.5% down payment, flexible credit options and excellent interest rates. Contact our team today.

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* We offer home mortgages with a down payment as low as 3.5% through a Federal Housing Administration (FHA) loan program. An example of such a loan is as follows: To purchase a $200,000 home, we would finance 96.5% or $191,437.43. Your down payment would be $7,000. To repay the principle and interest due on this loan, you would need to make 359 payments of $1,084.40 and 1 payment of $1,085.29. Payments do not include taxes and insurance and the actual payment will be higher. The interest rate associated with this example loan is 5.25% and is fixed for the entire term of the loan. The actual rate you will receive depends on a number of factors, including your credit and the interest rate environment at the time you lock your rate. The corresponding Annual Percentage Rate (APR) in this example is 5.829% and includes costs associated with closing. The total amount of interest paid over the life of the loan is $209,124.79. These terms are available for a purchase or refinance on your primary residence. APR and terms subject to change without notice. All loans are subject to credit approvals. Other restrictions may apply. Please contact a Mortgage Banker for additional details.

(1) We offer free ATM transactions on our consumer accounts excluding Opportunity Checking and The Urban Trust Success Card

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