The Importance of a Debit Card

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Debit cards provide 24/7 access to your checking account and generally can be used at ATM machines or anywhere credit cards are accepted. Debit cards are essential for today's smart consumer. Here's why:

  • Debit cards are free with most checking accounts and typically don't require a credit check.
  • Debit cards are accepted by many businesses that don't take checks.
  • Debit cards can help prevent customers from spending more money than they have in their account.
  • There is typically no extra charge to make a purchase with your debit card.
  • With a debit card, you don't have to carry cash.
  • You are typically protected from any unauthorized transactions made with your debit card.

At Urban Trust Bank, a debit card is available for free with most accounts. Open one of our checking accounts and get yours today.