URBAN TRUST BANK CHECKING ACCOUNTS

• Minimum deposit to open $100.00
• No monthly service charge with $1,000 average monthly balance or combined balances of $5,000 among any linked checking/savings/money market account combination. Otherwise, $10 monthly service charge 
• Free, unlimited ATM/debit card usage at any ATM (fees may be assessed by ATM owner) 
• Free online banking
• Free online bill pay
• Unlimited check writing
• Free Visa Check Card/ATM
• First order of 200 safety paper checks free 
• Free money transfers between Urban Trust Bank accounts
• Free notary services
• Interest paid on average monthly balance greater than $1,000.00


      Urban Select Checking


• Minimum deposit to open $100.00
• Free, unlimited ATM/debit card usage at any ATM (fees may be assessed by ATM owner) 
• Interest paid on average monthly balances greater than $5,000
• Free online banking
• Free online bill pay
• Unlimited check writing
• Free Visa Check Card/ATM
• Free custom checks
• Free money transfers between UTB accounts
• Free notary services
• Free standard safe deposit box or $50 discount on a larger box
• Free official checks
• Free incoming wire transfers
• No fee American Express Traveler's checks
• Monthly fee of $15.00